How It Works
Getting the funds you need is quick and easy. Here's our simple process from application to funding.
1
Request Online
Fill out our secure online form with your basic information and loan needs. It takes only a few minutes to complete from your phone or computer.
2
Instant Connection
Our system scans our network of lenders to find a match. You'll receive a decision in minutes without visiting a storefront.
3
Review & Sign
If connected, review your lender's terms, APR, and repayment schedule. If you agree, sign electronically to finalize the loan.
4
Receive Funds
Once approved, funds are typically deposited into your Columbia bank account as soon as the next business day.
Basic Requirements
At least 18 years of age
U.S. Citizen or permanent resident
Active checking account
Regular source of income
Valid email and phone number
What You'll Need
- Valid Government ID
- Recent pay stub or proof of income
- Bank account statement
- Social Security Number
Common Uses
Emergency Car Repairs
Unexpected Utility Bills
Medical Expenses
Rent Assistance
Grocery Gaps